Text that reads, "Every year, you have the right to request a free credit report. Getting a credit report is an easy way to help protect your credit history and spot signs of identity theft." There are graphics of a calendar and people with a calculator.

Free credit reports

A credit report is a summary of your personal credit history, which affects your buying power and ability to get a job, buy insurance, and rent or buy a place to live. It determines whether you can get credit, how good or bad the terms for getting credit are, and how much it costs you …

Text that reads, “Resource Alert” above a laptop computer with a screen showing Montana Indian Law’s homepage.

Montana Indian Law Portal

November is Native American Heritage Month! The Montana Indian Law Portal provides access to tribal law information, including tribal codes, constitutions, treaties, important court decisions, and more. This resource “was developed for Montana’s Indian Nations, for the citizens of the state, and for educators” to “assist researchers in discovering our tribal legal heritage.” Visit IndianLaw.mt.gov …

Text that reads, “Resource Alert!” above a laptop.

Resource – BenefitsCheckUp

Wondering what public benefits you’re eligible for? BenefitsCheckUp, a tool from the National Council on Aging, connects millions of older adults and people with disabilities with programs to help you afford food, healthcare, and more.  Learn more at BenefitsCheckUp.org! Please note that due to the ongoing government shutdown, folks who receive Supplemental Nutrition Assistance Program …

Text on a blue background that reads, “Reminder. We never charge for services. If someone calls or texts you saying they’re Montana Legal Services Association (MLSA) and asks for payment, it’s a scam.”

Scam alert – We don’t charge

We’re seeing an increase in scam calls pretending to be MLSA. We’ll never ask you to pay for our services. If you receive a call, text, or email from a number claiming to be MLSA and asking for payment, it’s a scam! Don’t share any personal or financial information, and block the number on your …

You have rights if your landlord shuts off your utilities.

Now that temperatures are dropping, it is time to remind Montana renters about your rights related to utilities.  Your landlord must maintain utilities provided by the landlord, like heat, running water, electricity, and gas.  You have rights if your landlord shuts off your utilities.  To start, you can give the landlord a written demand letter …

We are excited to share our new texting program is live!

Happy dance! Our new texting program is live! Need help with housing issues like rental repairs, security deposits, or evictions? Just text START to one of the numbers below and get step-by-step legal guidance right to your phone. Rental Repairs: 406-430-8275 Security Deposits: 406-430-1992 Evictions: 406-324-7880 Need more help? MLSA  provides free civil legal help …

Resources for Student Loan Borrowers

You are not alone.  The NCLC Student Loan Borrower Assistance site is a great resource for borrowers who need clear, reliable info. The site has helpful videos that cover picking a repayment plan, using StudentAid.gov, and PSLF. Check out the videos: https://studentloanborrowerassistance.org/for-borrowers/find-help/help-videos/ MLSA provides legal tips to help Montanans better understand their rights and find …

Foreclosure

You don’t have to figure it out alone.  We have an article on MontanaLawHelp.org called Foreclosure in Montana (FAQs) that walks you through what your options are.  Need more help? MLSA  provides free help with foreclosure and other civil legal issues to those who qualify.  You can apply by calling 1-800-666-6899 or applying online at …

ICYMI: Information for Students with Disabilities

Disability Rights Montana recently settled a case that changes how long students with disabilities can stay in high school. Here’s what families need to know: If your child left school last year (2024–2025) because they turned 18 or got a modified diploma (a certificate for completing IEP goals but not all state graduation requirements), they …