An account levy is when someone collects on a court judgment by taking money from your bank account. Someone can only take money from your account with a court judgment. That means they have to sue you first, and win in court. Some debts owed to the federal government, like the IRS, do not need a court judgment to levy your account, but these are rare. Most often, it is a debt collector or creditor who takes money from your account. There are limits to what a debt collector is allowed to take from your account.
Visit MontanaDebtOptions.org to find out what a debt collector is allowed to take from your bank account, and what you can do if they take more than they should. Need more help? Call the Montana Legal Services Association HelpLine at 1 (800) 666-6899 or apply online at MontanaLawHelp.org.