Montanans across the state are facing a housing crisis. Prices both to rent and buy a place to live have skyrocketed, leaving vacancy rates extremely low in cities big and small.

Homeword in Missoula is a housing organization which has built affordable properties for about 2,000 people since 1994. It is also a housing counseling agency and provides education for first-time homebuyers.

Andrea Davis, the group's executive director said the housing market is making it hard, even for businesses.

"We have a lot of businesses that are either expanding or new businesses that are relocating here," Davis pointed out. "But they are absolutely stymied by the ability for their workers to find homes."

Montana saw an influx of people at the beginning of the pandemic, inspiring "Zoom towns" where people could work remotely and be near the state's many outdoor activities.

Amy Hall, housing services attorney for the Montana Legal Services Association, said the lack of housing also means a rise in evictions. Her organization partnered with the Montana Department of Commerce to create the Montana Eviction Intervention Project, which uses federal CARES Act funding.

"We assist renters by defending them in eviction-court actions filed by landlords," Hall explained. "And in helping those tenants by providing what we call housing-stability services."

Hall noted there is assistance available immediately for people facing an eminent eviction through Montana Emergency Rental Assistance (MERA) dollars, which can also help landlords.

"The MERA funds are a good deal for tenants because it helps them avoid eviction," Hall emphasized. "And it's a good deal for landlords because they're able to recoup the funds that the tenant's not able to pay themselves."

Hall added unfortunately, there are barriers to stopping an eviction, and once a person or family is evicted, it can make it harder to find a new place to live.

Davis stressed there are ways Montana can help in this crisis, such as ensuring more housing density rather than single-family homes in cities. She also pointed out the federal government has proved it can provide emergency funding and should continue it by providing more in rental subsidies.

"When people have rental assistance, and they're able to make their rents, then they're able to do all the other things in their lives, including contribute to society economically, right?" Davis asked. "They can afford their job, they can afford to get their kiddos to child care, to school, all of the above."

As Virginia evictions rise, one group is helping low-income renters fight back.

Before the pandemic, evictions peaked at 16,000 in January 2020. An eviction moratorium kept renters housed during part of the pandemic but evictions are growing again.

Phil Storey, director of the Eviction Defense Center at the Virginia Poverty Law Center, said his office helps people navigate housing court.

"We wanted to provide not just information about things they can bring up to the judge to try and affect what happens but also some tools that'll help them do that without having to act as if they were experienced lawyers," Storey explained.

He added eviction laws are better for tenants, although they still give landlords an advantage. Affordable housing significantly declined in the state leaving many people unable to afford housing. The Eviction Defense Center operates on two websites. English speakers can use FightMyEviction.org and Spanish speakers can use NoDesalojo.org.

While the Eviction Defense Center is still relatively new, Storey is looking for ways to improve and build on it. He added they want to learn from the users taking advantage of the tools being offered.

"Obviously, we'll be able to go sort of peek behind the curtain and see which paths people are following through the information," Storey noted. "If some of them end up as dead ends or if people end up backing out of the decision tree, or things like that. We'll learn things about how to make that all better."

New York's 2025 budget takes proactive steps to address rural housing.

In the budget, $10 million was allocated for improvements to rural housing built by the U.S. Department of Agriculture's Section 515 program. Rural housing organizations asked for $25 million but are grateful the state is taking action.

Mike Borges, executive director of the Rural Housing Coalition of New York, said another bill the Legislature should pass makes the Mobile and Manufactured Home Replacement Program permanent.

"Basically what that does is provide grants to low- to moderate-income people to replace their mobile homes that are dilapidated and unsafe," Borges explained.

He would also like to see administration fees increase for nonprofits taking part in the Access to Home Program, which provides accessibility modification for low- to moderate-income residents. Reports showed it got requests totaling $12 million but only got enough funding for $1 million in improvements. The Senate is poised to pass both bills, leaving the Assembly as the final hurdle.

However, the budget was not perfect for rural housing. Borges said one shortcoming of the 2025 budget were cuts to the RESTORE program, which provides emergency repairs for low-to-moderate-income seniors. He said New York should take action now to continue improving rural housing preservation and development.

"We need a comprehensive housing initiative that looks at the obstacles to building and renovating, repairing housing in rural communities," Borges contended. "The three main obstacles to that are local capacity, infrastructure and targeted programs for rural housing."

He added rural areas do not often have the same resources and capacity as urban communities. Because rural housing is in short supply because of the aging housing stock, there have been stark population declines from rural New York communities.

Orange County's Supreme Court reversed a decision letting the city of Newburgh implement state tenant protections.

The city declared a housing emergency in 2023 when a study showed a vacancy rate less than 4%. The lawsuit overturning the protections found that the study was flawed, leading the court to invalidate it.

Daniel Atonna, political coordinator for the group For the Many, said this leaves tenants in a precarious position.

"This rips away protections for tenants in over 730 apartments in the city of Newburgh," he said, "at a time when tenants all across the Hudson Valley, all across New York, are facing difficult conditions as landlords are trying to evict them and raise their rent."

The petitioner's attorney said if unchecked, the city's actions would have made drastic changes to the rental market without legal basis.

This ruling also keeps Newburgh from setting up a rent guidelines board to decide whether rent-stabilized tenants' rents should stay the same, increase or decrease. Atonna said he hopes the city redoes the survey and implements these protections.

Atonna thinks Newburgh should opt into the newly passed Good Cause Eviction protections. This could better protect tenants, although some housing advocates feel these protections are ineffective. He said many residents support having tenant protections.

"Because it's meant stabilization for the community, right? It means a strong community where their neighbors aren't getting uprooted and evicted every couple of years," he said. "So, this was something that was going to be good for everyone."

A 2021 survey found 77% of Newburgh residents would leave the city because of high rents. It also found that people spend more than 30% of their income on rent.


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